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frugal_kate

Moderator

Forum moderator. I try to keep things civil around here. Day job: accounting. Hobby: tracking every dollar I spend.

Posts763
JoinedAug 2022
Posts/Day0.6
Last ActiveMay 11, 2026

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mod hat on: be kind, read the rules, search before posting

Recent Posts

[quote=trev_b]is Ally bank safe? Like actually safe?[/quote] Not a dumb question at all! Ally is FDIC insured which...May 8, 2026
@fresh_start26 680 is borderline. You might get approved for the Discover it card (they're known for being easier to...May 5, 2026
What Dan said. It's real FDIC insurance, not some sketchy workaround. The partner bank list is public -- you can find...May 3, 2026
I moved some money to Bread last year for the rate and honestly regretted it. The transfer times were the dealbreaker...April 29, 2026
I've been looking at SoFi's checking/savings combo account and wanted to get people's thoughts. They offer 3.80% APY on...April 26, 2026
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